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Monday, May 11, 2026

New to investing after retirement? Learn beginner‑friendly tips to manage risk, preserve savings, and build long‑term financial confidence.

Monday, April 13, 2026

Discover strategies for transforming business profits into wealth, including planning, debt control, diversification, succession planning, and personal development.

Monday, March 23, 2026

Master your credit with smart strategies to build your score, avoid debt, and work toward financial success. Learn how to manage credit wisely.

Monday, March 9, 2026

Understand the economic effects of rising capital gains taxes and discover smart planning tips to preserve your wealth.

Monday, February 23, 2026

Wealth transfer is more than just a financial transaction; it's an opportunity for families to pass on their values, wisdom, and a legacy of love. Navigating this process requires careful consideration, open communication, and a shared...

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Monday, February 2, 2026

Knowing how to take the deductions you are entitled to may help your bottom line if you are a business owner. You may use various deductions this tax season 2025 to manage your taxable income and hopefully keep more of your hard-earned...

Monday, January 19, 2026

If you are a young professional, you probably make decent money but not enough to live solely off passive income or create generational wealth. Being a young professional may come with specific financial issues. A high income could...

Monday, January 5, 2026

Financial wellness is a state of being when one is in control of their finances, can cover expenses, and save for future goals. Consider financial wellness as your relationship with money; it can be either healthy or unhealthy....

Monday, December 15, 2025

The Christmas season is an excellent time of the year to review your financial planning strategy. Our finances are top of mind as most of us are monitoring our spending as the holiday and new year approaches. We can look back over the...

Monday, December 8, 2025

As the year draws to a close, it's an ideal time for business owners to evaluate their company’s financial health. Year-end planning is critical and can help establish a confident foundation for the future. However, for many business...

Sunday, November 23, 2025

Thanksgiving is a special time when family members travel long distances, some from across the country, to be reminded why they moved so far away in the first place. Humor aside, Thanksgiving is a beautiful tradition for families to...

Monday, November 3, 2025

Every year, the holiday season sneaks up on us and, before we get to turn around, it’s over. This frenzied time of year is filled with shopping excursions and office parties, and it’s easy to let financial planning slip through the...

Monday, October 20, 2025

Did you know that you can gift a new or existing life insurance policy to your favorite charity? When properly designed, a charitable life insurance program may improve your overall financial situation and offer tax benefits, all while...

Monday, October 13, 2025

As the leaves begin to fall and the year winds down, autumn offers more than pumpkin spice and cozy sweaters. It’s also a good time to clean up your finances. Just like spring cleaning helps freshen your home, fall financial cleaning...

Monday, September 22, 2025

Many dream of working toward early retirement, but getting there generally doesn’t happen by accident. Retiring early requires financial independence that can last for decades, but that is much easier said than done. To get there...

Monday, September 8, 2025

In today's fast-paced economic environment, fluctuating interest rates on educational loans are standard. Keeping an eye on these changes is crucial as they can significantly impact one's repayment strategy and financial outlook....

Monday, August 18, 2025

Working towards financial independence can often be a lifelong process. But for many, financial freedom may come far sooner—and include some fun along the way. What are the differences between financial independence and financial...

Monday, August 4, 2025

As a teacher, you’re no stranger to creating classroom magic on a shoestring budget. Whether it’s turning dollar-store items into hands-on science experiments or decorating your classroom on a dime, you’ve mastered the art of doing...

Monday, July 21, 2025

You may be retired and considering investing some of your retirement nest egg. Depending on your situation, it is crucial that investing in the stock market, bond market, or other investments does not jeopardize your retirement savings...

Monday, July 7, 2025

Your finances are probably one of the last places you want to experience fireworks—unless they are celebratory. With new year's resolutions firmly in the rearview mirror, the summer months allow you to revisit your financial goals and...

Tuesday, July 1, 2025

As many of you have heard, the Pixelle (formerly Mead) paper plant in Chillicothe will be closing its doors soon in August 2025. This news has deeply impacted our community—especially the families who have worked there for generations...

Monday, June 23, 2025

Asset protection is a crucial aspect of entrepreneurship that women entrepreneurs must be aware of, regardless of the industry in which they operate. In our current economic climate, where lawsuits and creditor claims are becoming...

Monday, June 9, 2025

Understanding and effectively using credit can be a game-changer for a small business owner. When managed wisely, credit can provide financial confidence to grow your business, expand your operations, and take advantage of new...

Monday, May 26, 2025

Veterans and those on active-duty face unique financial planning challenges Memorial Day is an important holiday observed in the United States to honor and remember the men and women who have died while serving in the country's armed...

Monday, May 12, 2025

Financial wellness is easier to work toward when a business owner understands their economic outlook and has set financial goals to take them through the next 5 to 10 years.2 Striving toward financial wellness is vital for any small...

Sunday, April 27, 2025

Financial literacy is crucial, not only for adults but for everyone in the family. When you have a good foundation of financial literacy, you will have a greater understanding of money and prepare yourself for a brighter financial...

Monday, April 7, 2025

Both offer valuable lessons from those who have come before you The Masters golf tournament and successful investing may seem like two completely different worlds, but they share many similarities in terms of tradition. Both have...

Monday, March 24, 2025

A Major League pitcher’s perfect game and an investor’s perfect portfolio Achieving perfection in any field is a remarkable feat, requiring a combination of skill, talent, focus, and a touch of luck. In the world of Major League...

Monday, March 10, 2025

The Social Security Fairness Act is a bill signed into law that repeals several decades-old provisions that previously reduced your Social Security benefits if you or a spouse received a pension from a non-Social Security covered job,...

Monday, February 17, 2025

Budgeting techniques are constantly evolving, with new approaches being developed and old ones being adapted as technology changes. But sometimes, the simplest of methods is all it takes to help you take better control of your finances...

Monday, February 3, 2025

Each year when tax season rolls around, it comes with the burden of figuring out how to file your taxes correctly. The good news is that there are several ways to prepare and file your taxes, depending on your needs and the complexity...

Monday, January 27, 2025

The world of personal taxation and tax deductions can often be puzzling. While these elements aid in reducing one's tax burden, they may also come with unexpected limitations. These limitations can take taxpayers by surprise, reducing...

Monday, January 6, 2025

The new year is fast approaching, and it is the perfect time to set up resolutions for your business. Whether you want to increase your sales, gather a more extensive customer base, or just accomplish needed business improvements,...

Wednesday, November 27, 2024

Year-end charitable giving is often associated with the spirit of doing good during the holiday season. It gives the donor a feeling of satisfaction and, in some cases, a substantial tax write-off. However, one question that often...

Wednesday, November 27, 2024

The percentage of adult Americans who invest toward retirement is nearing an all-time high at over 63%.1 These days it is far easier to pursue different investment instruments to manage and preserve wealth and over the past few decades...

Saturday, November 2, 2024

As the year comes to a close, there are some important deadlines that you shouldn’t ignore. These deadlines affect your taxes, savings, and, perhaps, your financial future. Here’s a simple guide to help you stay on track before this...

Saturday, November 2, 2024

Adopt a disciplined approach to work toward avoiding costly decisions In today's unpredictable world, having an emergency fund is not just a financial recommendation – it's a necessity. The reality of unexpected expenses, whether they...

Wednesday, October 2, 2024

Small businesses have new reasons to consider the value of financial planning in working towards their business goals. Many owners are "bandonneurs" (a French word for "jack of all trades") who may successfully wear many hats, but...

Wednesday, October 2, 2024

Cybersecurity is more important than ever as we continuously move toward more automated environments in a highly connected society. As more technologies develop, perpetrators keep exploring new tactics to exploit others. It's important...

Wednesday, October 2, 2024

National Savings Day, celebrated October 12, is a reminder of how important it is to build a solid financial foundation. For High Earners Not Rich Yet (HENRYs), the path to financial security can seem both promising and challenging....

Wednesday, October 2, 2024

Election years are a time of uncertainty and excitement for many people. There may be concerns with social and public policy, and the implications of legislature on the market and personal finances. Historically, elections haven’t had...

Monday, September 23, 2024

Fall is a magical time of the year throughout much of the country. Waking to crisp autumn mornings, the changing of the leaves to reds, oranges, yellows, and the nostalgic scent of smoke from the cooking fires as if straight from a...

Monday, September 16, 2024

As one embarks on their journey toward a high-net-worth status, it's crucial to understand that strategic planning and intelligent decision-making are essential for wealth generation and preservation. One of the most powerful tools at...

Tuesday, September 10, 2024

As we go through various stages of life, our insurance needs may vary significantly. Here’s a breakdown of the different stages: Early Adulthood (20s and 30s) Considerations: Affordability. Life insurance will be less expensive if an...

Friday, August 30, 2024

Most people looking forward to retirement anticipate years of relaxation and fulfillment after decades of hard work. But the reality of retirement is often far different. For many people, retirement may bring financial stress,...

Monday, August 26, 2024

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don't take any money out until you're ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn't it? But that's what...

Monday, August 19, 2024

If you're someone who loves nothing more than spending a relaxing day at the beach, you likely hope your retirement plans will let you spend much more time there. By applying ‘beach day’ lessons toward your investment strategies,...

Monday, August 12, 2024

As college tuition continues to climb, 529 Plans can offer a strategic solution for parents and grandparents aiming to support the educational aspirations of their children and grandchildren. Moreover, these plans may serve as valuable...

Friday, August 2, 2024

Although inflation is down from an all-time high, people are still pinching their family wallets—especially when it comes to back-to-school shopping.1 Whether you're buying for one student or several (or even for yourself), you may...

Monday, July 29, 2024

Financial wellness is a term that refers to the overall health and well-being of an individual's finances. In order to work toward financial wellness, it is essential to understand and manage the five key elements of personal finance:...

Monday, July 22, 2024

Financial freedom is a state of being in control of one's finances, covering expenses easily, and saving for future goals. Financial freedom enables you to choose how you spend or interact with your money and have the choice to decide...

Monday, July 15, 2024

You are finally retired after a lifetime of hard work, juggling responsibilities, and managing stress. During the pre-retirement phase, you did some planning, excited with the prospect of checking off that long list of all the things...

Tuesday, July 9, 2024

Student financial aid, like most anything financially related, involves strategy and a bit of finesse to make your money and time work for you. Some might believe that receiving the offer you were hoping for from the Free Application...

Monday, June 24, 2024

Protecting your finances is always important. But as you approach retirement, with less time to bounce back from any missteps, it becomes even more critical to avoid fraud, identity theft, and other threats. Below, we discuss a few...

Monday, June 17, 2024

Having a solid life insurance policy in place is crucial for any adult who has assets, a business, or a steady income. While most adults know that having a life insurance policy is a vital piece in their financial puzzle, there are...

Monday, June 10, 2024

When it comes to planning for retirement, you may feel as though you've already explored all your options. From traditional and Roth IRAs to 401(k) plans, pensions, and even health savings accounts (HSAs), there are all sorts of...

Friday, May 31, 2024

As high school comes to an end, a new chapter of life awaits high school seniors. It's an exciting and transformative time, but it also brings about new responsibilities and financial challenges. Developing good financial habits early...

Friday, May 24, 2024

Retirement seems like a long way off, but it arrives faster than you think. The big question is, are you ready? What exactly does retirement entail? Analysts suggest there are four designated phases of retirement that a person often...

Friday, May 17, 2024

Running a business requires gaining expertise in many things over a short period—especially financial matters. If finances do not come naturally to you, you may quickly feel like you are in over your head. Fortunately, mastering these...

Friday, May 10, 2024

Yes, even if you are a business owner or self-employed, you can receive Social Security benefits as long as you have been paying Social Security tax each year. The Social Security Administration defines you as self-employed if you...

Monday, May 6, 2024

Mothers are busy people, which means saving and investing for the future can often take the back burner to more urgent priorities. Not only that, but the stock market can seem risky. During the Great Recession, the value of the average...