SERVICES

While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:

Retirement planning

•Dealing with lump-sum distributions

•Projecting early or late retirement

•Income-generating strategies

Investment analysis

•Identifying contribution and return requirements to meet objectives

•Building cash reserves

•Educating on alternatives pros/cons

•Asset allocation: attempting to reduce risk/enhance rate of return by balancing assets*

Risk management planning

•Helping clients with a game plan for premature death

•Reviewing current insurance

Investment products

•Money markets

•Stocks, Bonds (taxable and tax-free), Mutual funds

•Annuities (fixed and variable)

•IRAs, SEPs

•529 plans

Insurance products

•Individual and group life (term, fixed/variable, universal)

•Long-term care

*Using asset allocation as part of your investment strategy neither assures nor guarantees better performance and cannot protect against loss in declining markets.